Hurricane Safety What your Insureds Need to Know

Hurricane Safety What your Insureds Need to Know

Hurricane Matthew devastated Haiti, killing over 100 people and doing thousands of dollars in damage to property. The Category 4 hurricane is now headed for Florida and is expected to do significant damage there, as well as in Georgia, South Carolina and North Carolina. Hurricane safety tips are important as they keep you informed on the proper thing to do when faced with such a situation. Here’s how to prepare your family for this inevitable natural disaster.

Before the Hurricane

  1. Build an emergency kit complete with first aid items, medication, flashlights, batteries, battery packs for your phone, extra clothing and cash.
  2. Non-perishable food items are a must. If the power goes, you won’t be able to properly store meat, fruits or vegetables. Canned goods have a long shelf life
    and don’t need refrigeration.
  3. Secure your valuables. These include sentimental items such as photographs and videos, passports, birth certificates and other important documents and
    flash drives or hard drives with important information.
  4. If you’ll be evacuating to a shelter, bring all your essentials. Be sure to also bring items that will make you and your family more comfortable. Your
    child’s favorite blanket or stuffed animal, baby formula, books and board games.
  5. Trim overhanging trees and bushes to help reduce the risk of property damage. Ensure your car is parked in a safe place, outside of the path of possible projectiles.

After the Hurricane

  1. Inspect everyone for injuries and administer first aid as necessary.
  2. Assess the damage. Do a thorough inspection of your home and car and make note of any damage that has occurred. It’s also advised to take photographs.
  3. Secure your property from further damage and theft.
  4. Contact your insurance agent as soon as you can. After a natural disaster, may persons may be filing claims, so delays are expected. Starting the process early can help to reduce delays
  5. Review your policy with your agent so that you have a clear understanding of what is and what isn’t covered.
  6. Retain your receipts. Keep track of all expenses related to the hurricane, as these expenses may be covered by your policy.

The importance of hurricane safety tips cannot be over emphasized, safety and preservation of life is your number one priority. Do all that is necessary to ensure that you and your loved ones are safe and comfortable during Hurricane Matthew.