Hillary Clinton and your Agency

**Disclaimer: The information in this article does not necessarily represent or reflect the official position or personal views of Connect Insurance, its directors, agents or employees. This post is for informational purposes only and the aim is not to promote or deride any political party or perspective. We’ve made our best effort to ensure that the information is objective and accurate and have attempted to only report on information that is verifiable. Sources were found and can be reviewed on OnTheIssues.org. Comments are welcome but we ask that they be kept respectful. Thank you.

Healthcare Regulation

You can’t discuss Hillary Clinton’s run for Presidency and not discuss healthcare reform. Whether you agree or disagree with the Affordable Care Act (ACA) passed under the Obama administration, don’t expect Hilary to rush to repeal it. She has had a well-defined position on the issue since the 90’s when she was appointed as head of the health-care task force. Addressing the DNC in regards to healthcare reform, she stated, “I’ve learned a few lessons since then. But I haven’t given up on the goal.” Back in 2008 she declared that, “if [she] can’t do universal coverage, why run?” More recently she has addressed the Affordable Care Act and specifically stated that in her opinion, “the main goal should be to keep moving ahead with the law,” and that the law is too important to, “turn the clock back.” [both quotes are from David Nather on Politico.com, “Obamacare too important” , Mar 5, 2014]

As business owners it is important to understand her position on Government Mandates. At a Democratic debate at the University of Texas in Austin Hillary made it clear that she believed that Universal Healthcare would not work without mandates. She used Medicare as an example of a voluntary program that isn’t effective enough. She also agreed with Senator John Edward’s comparison to a hypothetical voluntary social security program. In summary, she believes in a, “shared responsibility that goes with having a health care system that both can afford to provide quality affordable health care for everyone and puts responsibility on everyone in [the] country.”

She does however, clarify that her aim would not be to burden small businesses with heavy healthcare costs. Her proposed solution is, “to have a big pool that small businesses could participate in, like… the federal government. Small businesses [would] be able to join together like the Federal Employee Health Benefit Plan.” Whether or not you agree with her stance and see value in her proposals, one thing is for certain, a President Hillary Clinton would not seek to roll back the Obama Administration’s Affordable Care Act and mandates would most likely stay in place.

Minimum Wage and Unemployment Benefits

Another small business issue that Hillary Clinton has made her position clear on is that of Minimum Wage. Years ago, she sponsored a bill that tied minimum wage to pay raises for Congress. She’s continued to support that view and strongly believes that, “it will not hurt the economy [and] it will not increase unemployment.” In 2008 she voted YES on extending unemployment benefits from 29 weeks to 59 weeks and took to Twitter last year to campaign for support of ongoing unemployment benefits. You may agree with her initiatives or you may be vehemently opposed. Either way, it is clear that a President Hillary Clinton would look to increase the minimum wage and extend / continue unemployment benefits. This is important to keep in mind, as many Agency Owners hire receptionists or qualifiers (whether temps or permanently) at or near minimum wage levels and our producer wage rates would likely increase above minimum wage if it were to go up to $9 or $10 nationally.

Affirmative Action in the Work Place

Although more anecdotal than evidence based, sources at Wal-Mart, where Hillary sat on the board, say that she consistently pushed for more female managers. FactCheck.org claimed that other board members stated, “Clinton was a thorn in the side of the company’s founder, Sam Walton, on the matter of promoting women.” As a Senator, Clinton also helped pass the Lilly Ledbetter Fair Pay Act of 2009 amending the Civil Rights Act of 1964 in order to fight, “gender-based discriminatory compensation.”

Conclusion

As the Presidential race picks up steam, each candidate’s position will begin to take a more defined shape. For now this is what we think is realistically discernible from this Candidate’s history and statements. You’ll have to decide for yourself what this means for your Agency and whether or not it will affect your voting decision. Whatever the Political Climate, you can count on Connect Insurance to help you navigate the waters of Agency Ownership.