Commercial General Liability Insurance is defined as: Coverage for an insured when negligent acts and/or omissions result in bodily injury and/or property damage on the premises of a business, when someone is injured as the result of using the product manufactured or distributed by a business, or when someone is injured in the general operation of a business.
Commercial General Liability Insurance is required by all business’. Sometimes refered to as a BOP (Business Owners Policy) or CGL (Commercial General Liability) policy. This type of coverage gives you insurance for your business for accidents to others property or person while on a job site. This coverage does not extend to your employees, the business owners, or your commercial vehicles.
There are so many different exposures that confront a business that over the years the insurance industry has created many different coverages to protect the assets of a business. We recomed you contact one of our licensed insurance agents to assist you in deciding the best coverage for you business.
Business Insurance is a catch-all phrase for a vast number of different insurance coverages. There are many more types of business insurance than there are types of personal insurance due to the increased risks. Accordingly, your knowledge of your own personal insurance will only help you a little in selecting commercial insurance. At Connect Insurance we try to showcase a large variety of coverages for businesses and thereby allow you to shop for the type of insurance coverage you need. If you don’t have any experience with commercial insurance, you may want to consult an insurance agent, as there are many insurance products to choose from. We have a full commercial lines staff to assit you with the many choices you have when covering the assets of your business. Please call. Click or complete the attached form for a quote today.
